Here are a few things I learned about biodiesel and the fuel we can purchase at the pump, the biodiesel blend.
The biodiesel blend has far less energy than 100% fossil diesel. The relative BTU comparison is about 118,000 per gallon versus over 130,000. That's at least 10% less available energy, mainly due to molecules containing water remaining in the biodiesel after processing. The water adds to weight but does not add to energy. Thus, the biodiesel blend we purchase needs to be at least 10% cheaper... or 35c to 40c cheaper per gallon.
The vegetable oil and animal fats that go into making the biodiesel go through an esterification process in which lye, water, methanol, and acid is added to separate the fats from the glycerin. Once separated, the fats are further processed into biodiesel while the glycerin is removed. The biodiesel then must go through a cleaning and drying process to render it clean, clear, odor free, and, importantly, to remove the lye, water, methanol, acid, etc.
The biodiesel blend is just as clean as 100% fossil diesel. The comments about carrying extra fuel filters because the biodiesel blend may clog filters sooner is correct. The bio part of the biodiesel blend acts like a solvent and cleans the sidewalls of the fuel tank, and on down the fuel lines, which brings an influx of particulates into the engine's filters.
I would submit that going to a 20% biodiesel blend immediately might cause more of a problem, but going slowly from 5%, to 10%, to 15%, and eventually to 20% should not cause as much of a filter changing issue if filters are changed "regularly" anyhow, The biggest problem I see is the mileage reduction, resulting in a 50 to 75 miles per tankful reduction. And, of course, don't forget the cost-benefit difference of at least 10% regarding the fuel prices.