Ours is a 1995 and yes, the panel is velcroed in. I have easy access and the bulbs are easy to change, just match replacement with number on old bulb. Just in case you get the bright idea that I did to change them to red, don't waste your time, hard to read gauges and did not look as nice as I thought it would. If number is illegible, my Spartan chassis manual had the OEM numbers in it. NAPA or any bigger auto parts should have them and pick up a spare.