Bob,
On my 04 Monterey, it is under and behind the front steps. As I recall, the fluid is ATF. It has been a couple years since I've needed to add fluid.
When it is low, there is a electronic bell that "dings". The first sign on mind is "dinging" when I drive over a dip in the road, but I think that is a result of the jacks pushing against the springs. I don't remember a dipstick.
I can look it up for you, but the filling process involves pouring fluid in until the dinging stops. I recall that over filling can cause problems.
Let me know if you need me to look in my book.