Certainly, if your drive train has a bearing going out (transmission, transfer case, rear-end or front-end, wheel bearings, etc.) and causing a severe drag due to friction or incorrect gear meshing, then that could cause an overheating problem in a slow-moving and/or low engine RPM situation. But usually such a condition would be noticeable by noise and/or vibration, especially when driving on a smooth, hard-surfaced roadway.
If your radiator is starting to become plugged, then engine overheating might first become noticeable during a hard pull up a steep hill in 4WD. Another thought is a dragging brake.
