So just when does Happy Hour start?
Your alternator has to replace the amperage lost to startup and battery depletion since the last run or shore connection, and keep up to continuing demands while driving. If those demand exceed its capacity, it will simply run at or near capacity the whole time, so may get warm. It will have protective circuitry to prevent overheating, but its life may be shorter than one allowed to run cooler. Coming from the world of older boats, it is rare to see a diesel boat engine equipped with a large enough alternator, so most get to run at or near capacity much of the time, and failures are rare.
If, like most of us, you are connected to shore power or on your genset most of the non-running time, the loads faced by the alternator will be well within the capacity of your 145 amp unit, so the HH question becomes the more urgent of the two.