Larry,
Your 2003 Monterey probably has a Cummins engine with a rear radiator, and if so, the water pump and fan are both driven by your serpentine belt. Therefore, a broken belt will cause the symptoms that you described.
On these coaches, the most common reason for a broken belt is either excess age and wear or a locked up A/C compressor. If your belt has never been changed, at 14 to 15 years old, it was past due to break, but if it was fairly new you may have a more expensive problem.
Gerald