Had no choice but to traverse a shallow, but wide, stream of water across an interstate access road on my last trip.  The water was certainly not a foot deep, but close.  For the next 1000 feet or so I rode the brakes to dry them, but a 100 miles later when I pulled off the interstate, I noted a grinding, scraping sound from what sounded like the right front wheel area.  A visual inspection revealed nothing and there was no heat buildup in any of the wheel assemblies.  I didn't note that the effectiveness of the braking was diminished either. The sound would almost go away when I applied the service brakes, but not without that noise you hear when a brake is dragging.  I'm back home after 1200 miles and the noise is still there.  Folks at my go-to RV repair facility described the problem perfectly--noise at low speeds but not at higher ones--said moisture builds up in the ceramic brake pads and is almost impossible to get rid of.  Also said that for a measly $700-ish dollars they would pull the wheels, scrub the linings and treat them with some magic stuff designed to pull the moisture from the pads.  Guaranteed to work??--not exactly--maybe yes, maybe no.  You guys ever have this happen?