Steve,
Beaver, SMC, and Monaco used 4 different transmission cooler set-ups over the course of 20 plus years of diesel pusher production, and I can not be sure which cooler was used on each year's production especially since some coaches have been modified through their 10 to 20+ year life span. Therefore, I ask you which cooler you have to properly answer you question.
The first and most consistently used cooler through Beaver (original founders) and SMC production was a liquid to liquid cooler in the radiator return hose. These transmissions have a very stable temperature that is usually under 200 degrees, and if you have this cooler, you are running too hot. This cooler was also used in some Monaco production, but Monaco also used a liquid to liquid cooler in the radiator tank that does not cool as well as the previously mentioned cooler and these coaches run about 10 to 20 degrees warmer. Some Monaco coaches have an air to liquid transmission cooler, and many of those coaches run too cold, especially in the winter for the transmission to reach operating temperature. Also, there were also some Monaco built coaches that do not have a transmission cooler, and if that is your coach, you are running at the expected temperature unless you install a cooler.
Gerald